Benefits of Working with TLC Debt Help
Three Steps to Your New Beginning
Speak with an Expert
Your New Beginning starts with a free, confidential, no-obligation consultation with one of our Senior Financial Analysts. They will review your finances with you and help you establish clear financial goals and a plan to help you meet those goals.
Create Your Personalized Plan
Every financial situation is different, so every financial plan should be different too. Your Senior Financial Analyst will create a personalized New Beginnings program just for you. It may include several different programs in order to address all of your financial goals.
Enjoy a Fresh Start
Upon completion of your personalized New Beginnings program, you should have eliminated your debts, improved your credit score and gained financial literacy. All of these steps will help to ensure your future financial well-being.
Comprehensive Solutions for Every Situation
No two financial situations are alike. We offer a full suite of programs designed to address your specific needs.
Debt Elimination & Reduction
We will assess your unique situation and provide you with all your options and information on how to eliminate or reduce your debts and rebuild your credit. As part of this consultation, your Senior Financial Analyst will outline the benefits and the impact to your credit profile, as well as life after completion of your plan and the credit rebuilding process.
Auto & Mortgage Financing
Good credit, bad credit, no matter your credit situation — this program helps you obtain a vehicle at the lowest interest rate possible. This program will also report to your credit bureau as an active trade line, helping you increase your credit ratings. For mortgages, our nationwide network of professionals will assist in exploring your lending needs fairly and without bias.
Express Credit Rebuilder Program
Working with a personal credit coach, this program focuses on improving credit scores so you can establish and maintain strong credit ratings suitable to all major lending institutions. Our proven strategies help you build a positive credit history and achieve the score you need to reach your financial goals.
Estate Planning & Investments
Regain and increase your net worth through secure, safe high-yield investments and structured planning. Our estate planning services are designed to give you lasting financial stability and help you build wealth for the future — with no-loss resolution guaranteed investments structured to provide strong returns.
Cash Flow Management
Learn to manage your income and expenses effectively. We help you build a sustainable budget and improve your day-to-day financial decision-making. Our Senior Financial Analysts work with you to identify areas of improvement and develop practical strategies that fit your lifestyle and income.
Financial Literacy Seminars
TLC Debt Help is dedicated to protecting, assisting and educating Canadians in all aspects of financial literacy. Our mission is to ensure that Canadians are making educated decisions when it comes to the mandatory life skills of debt, credit, credit scoring and budgeting.
How Much Could You Save?
Move the slider to see your estimated savings. These are illustrative figures — your actual results depend on your unique situation, which we'll review together in your free consultation.
Estimates are for illustrative purposes only. Actual savings depend on your specific debts, creditors, and program eligibility.
Your Estimated Results
Based on a 42% average debt reduction rate
Free · Confidential · No Obligation
Disclaimer: We are not a Bankruptcy Trustee, or Non-Profit Credit Help Agency, nor do we make any claims to be. We do not take, accept or collect monthly payments in order to settle your debts with your creditors. We are advocates for the consumer providing professional advice, information, solutions and programs for the benefit of the consumer.
Not Sure Which Program Is Right for You?
Our Senior Financial Analysts will review your situation and recommend the right combination of programs — at no cost and no obligation.
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